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ICD-10-CM and the CMS-HCC risk adjustment models are published by CMS and NCHS and are in the public domain. You are not paying for the data. You are paying for it to be loaded correctly, effective-dated across four fiscal years, cross-referenced to the alphabetic index, and checked for the conflicts a code set will not tell you about on its own.
InnovaRx helps you choose and validate codes. It does not promise to move a risk score, and no part of it should be read as advice to code anything the documentation does not support.